Close DSCR loans with fast turn times

• Credit for DSCR >1.25
• No income no employment
• Short-term rentals up to 80% CLTV

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A perfect fit for self-employed borrowers

• Personal, business, or combined bank statements
• Min. 3 months of reserves
• Concierge Service for income calculation

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Expand your mortgage portfolio for borrowers without an SSN

• Min FICO 660 and up to 70% CLTV for Super Prime
• Min FICO 700 and up to 70% CLTV for Prime
• Loan amounts up to $1.5 million

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A loan solution for salaried borrowers with no tax returns

• Bank statements not required up to 70% LTV
• Min. 3 months of reserves
• No tax returns required

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An ideal solution for borrowers with liquid assets: retirees, investors, and the self-employed

• Qualifying assets / 60 months
• Min. 3 months of reserves
• Loan amounts up to $4 million

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Qualify Foreign Nationals seeking investment properties with minimal documentation and fast closings

• Loan amounts up to $3 million
• Cash-out allowed
• DSCR < 1 requires min FICO 680 or no FICO

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The easiest alternative solution for self-employed borrowers

• P&L reviewed by Licensed CPA, CTEC registered Preparer or IRS Enrolled Tax Agent
• Bank statements not required up to 70% LTV
• Loan amounts up to $2.5 million

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A flexible Non-QM solution for Full Doc borrowers

• Loan amounts up to $4 million
• DTI up to 55% on owner-occupied
• Min. 3 months of reserves

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An ideal loan for sole proprietors or contract individuals

• 1099s for the last 1 year
• 1-year history with the same employer
• Gift funds allowed

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Qualify Foreign National borrowers with overseas income

• Loan amounts up to $3 million
• Overseas assets allowed
• RON allowed

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